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Recover · Bankify module

Debt Collection Software with Risk Scoring and Promise-to-Pay

Know which accounts need attention before they default. Transparent risk scoring, automated recovery strategies and promise-to-pay tracking keep your collections team focused on the accounts that matter.

LOWHIGHSEVERE

What Collection Intelligence does

  • Transparent, rules-based risk scoring — every score explainable, never a black box
  • Priority-ranked collections queue by risk, balance and days past due
  • Automated, DPD-triggered recovery strategies across WhatsApp, SMS and email
  • Promise-to-pay capture, reconciled automatically against incoming payments
  • Recovery analytics by strategy, agent and ageing bucket

Runs on your loan book, wherever it lives

Collection Intelligence isn’t tied to Bankify’s own lending engine. Sync it against loans already running on your existing LMS — via direct integration or CSV import — and get the same risk scoring, queues and automated strategies from day one.

Want to see Collection Intelligence against your own numbers?

Talk to a product specialist about which modules fit your institution today.